Monday, July 20, 2009
California Riders Beware!
Apparently, carriers who insure California drivers are now required to submit proof of financial responsibility ELECTRONICALLY to the State. The notice advised that my insurance company had not submitted electronically (despite the fact that we have 6 vehicles registered in California and only Fenris was at risk for suspension).
Instead of paying my registration renewal online, as I was able to do, I took a day off and went to the DMV. My insurance was verified, my registration renewed, and I was assured that all was well.
On Saturday I received a notice, again on DMV letterhead, indicating that Fenris' registration was suspended as of July 16.
Outraged, I called the number listed on the notice and advised of the steps I had ALREADY taken in order to avoid this bureaucratic SNAFU. I was advised that the "OFfice of Financial Responsibility" was a "third party" and NOT affiliated with the DMV. Which, of course, prompted me to ask why the notice of impending suspension and the notice of suspension itself were both printed on letterhead clearly stating "State of California, Department of Motor Vehciles?" And why the instructions on said notices detail that payments should be made to the Department of Motor Vehicles, and not some "third party?"
The singularly unhelpful "third party" representative provided me with a fax number and adivsed I should fax my proof of insuirance right away, then immeidately call back for verification. Which I, of course, did. When I called back for verification, I was told by yet another "third party" representative that it takes 24 to 48 hours to verify my fax and enter the information into the system. They would not even verify that my fax had been received.
The moral of the story: if you receive a notice that your registration is going to be suspended because your insurance carrier has failed to electronically provide proof of financial liability, DO NOT go to the DMV to submit. Submit proof of insurance as instructed on the notice and CALL YOUR INSURANCE CARRIER to ensure that the information they have on file for you and your vehicle match the information the DMV has on file.
This has been a public service announcement from one who's spent the day being ass-f**ked by a "third party." You know that means no reach-around.
Saturday, July 18, 2009
Skill Building
Wednesday, June 24, 2009
Tuesday, June 23, 2009
First Bike? Buy it Used, for Heaven's Sake!!
Your dream bike shouldn't be your first bike.
When you're just getting started, it's easy to get caught up in the allure of the machine itself. Your friend has a Harley so you have to have a Harley. You saw the Ducati gleaming in the sun and now you can't get the color red out of your mind. You saw AMA Superbike Champ Ben Spies dragging a knee at Road Atlanta and now you know you want a Suzuki GSXR1000.
New riders tend to fall into two categories: those who are already in love with a particular motorcycle, and those who have no idea what kind of bike to get.
We understand. We experienced riders can waste hours talking about how great this bike is, or how much we'd love to own that one, or why this other one is more beautiful, more desirable, etc.
And yet, the best bike for you to start riding on is probably one that would never inspire lust. While you may be tempted to buy the bike of your dreams, you're probably best off buying a smaller, less expensive used motorcycle that's mechanically sound, even if it's an ugly duckling.
"What?" you scream. "You're sapping the fun out of my dreams!"
Hear us out. Here are three reasons to buy an inexpensive used bike to learn on:
- You're going to drop it. Yes, you will. And if you drop your dream bike, you're going to cry. And incur bills. Hey, it's nothing personal. All of us, especially when we were learning to ride, have dropped a motorcycle or two in our day. Take it from experience: It's easier to stomach the results when you're less emotionally (and financially) attached to the bike that's hitting the pavement.
- What you think you want now may not be what you really want later. Only after you've ridden for a while will you know whether what you really love is riding across three states on a week-long tour or riding three miles to your local bike-night hangout. Buying an expensive new bike today and selling it a year from now when you realize it's not for you is the perfect way to take a big financial hit on depreciation.
- You can still get your dream bike. Once you have some experience and have refined your idea of what you want in a motorcycle, you'll be better able to choose the one that's right for a long-term relationship. Plus, you can sell the cheap learner bike, probably for about what you paid for it, to another aspiring rider. Just feel the good karma spreading!!
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